YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Commercial

Providing individual mortgage advice; unique to you

Funding for developments and commercial purposes is still very much available in the current market. 

Finding it is the challenge. 

Commercial Finance

A commercial mortgage is quite simply a mortgage that is lent to an individual or company to buy a business property and this can be for you own use or that of a third party. Commercial mortgages are available to purchase a huge range of different types of property for business purposes. 

These include:

  • Commercial buy to let property
  • Land for development
  • Public Houses
  • Hotels & Guest Houses
  • Restaurants
  • Farms and other agricultural land
  • Leisure Industry
  • Warehouses and Factory Units
  • Office accommodation

There is no real limit to what can be borrowed, but the loan to value of a mortgage varies quite significantly between different types of property. To find out more complete the enquiry form below and a commercial mortgage expert will be back to you shortly to discuss your requirements. 

Development Finance

We work with a number of financial institutions and specialist lenders which currently have appetite for financing residential development projects in mainland UK. Mezzanine loans can also be arranged to rank behind senior facilities already secured by developers. As you would expect, lenders are very selective in the current market so it is essential to put together a properly structured presentation to help guarantee a project’s chances of success. 

Bridging Finance

Bridging Finance is a short term loan that provides fast access to funding when it is needed most. Bridging loans can be used to raise funds for any legal purpose and are designed to last for no longer than 12 months and require you to have a strategy in place to ensure that you can repay the loan. 

To provide an example, bridging finance may be suitable for people who purchase a property at auction, where funds are required quickly. It is usually much quicker to arrange than a normal residential mortgage; on average 7-10 working days from the first enquiry to completion. 

Your property may be repossessed if you do not keep up repayments on your mortgage. 

Commercial Mortgages are not usually regulated by the Financial Conduct Authority.